Buying a home?
Buy your dream home faster with a quick pre-approval that lets you shop with confidence, backed by expert guidance at every step of the way.
Michigan home buyers: Get pre-approved quickly and easily!
Your trusted partner for home loans in Michigan
Find the Right Solution with Personalized Guidance from a Local Expert
See How Much You Can Afford: Get pre-approved to buy your dream home.
Fast & Efficient Process: Streamlined applications and quick approvals.
Competitive Rates & Flexible Terms: Even if you're unsure about rates, explore your options.
No pressure—just clarity. Secure and simple.
Refinancing?
Lower your monthly payments or access cash from your home, pay off your mortgage faster, and reduce your total interest costs.
Home equity loan?
Fund your goals by turning your home’s equity into cash without selling your home—while keeping your low-interest mortgage intact.
Michigan mortgage expert
Navigating the Michigan mortgage market can feel complex
At Treeside Financial, led by local expert Jim Mucci, we understand you need clear guidance and personalized solutions to achieve your specific goals.
Imagine finally owning your perfect home in Michigan
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Picture yourself with lower monthly payments and more financial flexibility.
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Envision using your home's equity to fund your dreams, renovations, education, or a secure future.
We'll help make your aspirations a reality.
Trusted by Michigan homeowners seeking fast funding solutions since 2007.
Here are a few stories from happy clients of Treeside Financial
Reviews from verified clients
If you need a home loan you need to consider Treeside Financial. Jim Mucci is an expert in his field. He will make the entire process as painless as possible. Ha takes care of everything for you. You simply answer a few questions , provide a few documents and that’s it. Before you know it your home finance has been approved and your ready to move in.
Jim Mucci of Treeside financial was so helpful to a first time mortgagee like me and I got the most competitive rate too! I recommend him highly.
I had a great experience with Treeside and I know anyone who’s looking for a refi or first time mortgage will not be disappointed!!
Jim Mucci did an amazing job for my self employed client! He was very responsive to me as a buyer’s agent and was totally on top of the transaction at all times. He even managed to get us a clear to close in less than 30 days at a time that 45-60 day are becoming the norm. He will be added to my list of lenders and I highly recommend him.
Jim made the process so easy and smooth. He answered all our questions and was very professional thruout the process! Jim was excellent to work with. I would highly recommend!!!!
I got the best rates and very responsive. Very happy with the process and would highly recommend Jim to anyone!
James at Treeside Financial was the consummate professional in providing guidance and expertise when refinancing my home loan. His rates were extremely competitive, and he went above and beyond to meet my needs and expectations through the process. I would highly recommend Treeside Financial to anyone in search of great rates, but even moreso for me, was the added bonus of the truly exceptional personal communication and guidance. James at Treeside Financial really delivered on all fronts. Thank you!
Jim did a fantastic job with my mortgage. Highly recommended!
Why choose Treeside?
Here's what makes us different:
Local Michigan experts
Deep understanding of the local market and regulations.
Hand picked network of lenders
Ensuring you get the best lender for your needs with competitive rates and terms.
Simplified and stress-free process
We handle the complexities so you don't have to.
Automated Loans Status Updates
You'll always know what's happening and what to expect next.
8 reasons Michigan homeowners choose Treeside Financial
Local expertise you can trust
Personalized solutions tailored to your needs
Fast and efficient approval process
Competitive interest rates and flexible terms
Clear and transparent communication
Hassle-free application process
Dedicated support every step of the way
Commitment to your financial well-being
Simple steps to your financing goals
Quote
Complete our quick 45-second home loan quote form.
Apply
Select the best option and complete our easy and secure online application.
Close
Submit any paperwork and enjoy a smooth and efficient closing process.
Our commitment to you
Since first becoming a licensed mortgage broker in the state of Michigan in 2007, we've helped hundreds families:
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Fulfill their homeownership dreams and financial flexibility.
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Benefit from expert guidance from a local Michigan broker.
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Access competitive rates and a streamlined process.
No pressure—just clarity. Secure and simple.
Start your home loan with the most trusted broker in Michigan
Local Expertise, Personalized Guidance, Competitive Rates, Streamlined Process.
No pressure—just clarity. Secure and simple.
Expert at explaining the all the options
Jim has done a great job working through mortgage finance options with me. I was nervous about an online mortgage, but Jim’s deep knowledge and expertise eased my fears.
George Washburn
Everything went smoothly and I was very pleased
I finished my loan process with James last month. Everything went smoothly and I was very pleased with the end results. James has attention to detail and puts his clients first. He takes the time to research and resolve anything that comes up. He’s also excellent at guiding clients through the process. I’ve recommended him to friends as I trust him.
Chad Bowman
Easy, Informed, and Always Reliable!
James was easy to work with on our mortgage refinance. He has done a good job keeping us up to date on other offerings, and we do plan to use his services, again.
Mark Lardieri
Knows the business and easy to work with!
James was my mortgage broker for my 2009 refinance. He was very easy to work with and truly knows the business. I hope to work with him again in the future!
John P. Burns
Listen, Explain, and Puts My Best Interest First!
I was referred to Jim (at Treeside) by a good friend and colleague. I found him to be very easy to work with. He takes the time to listen and thoroughly explain various options that are in my best interest. James is someone that I call upon for all of my mortgage needs and I highly recommend him.
TaJuana Jeter
Great Rates, Great Service—Twice!
I have refinanced with Jim (Treeside Financial) twice. He has great rates and does a good job.
Kurt Filmore
Made My Refinace Easy!
Jim, from Treeside Financial, answered my questions very quickly and accurately and was very easy to work with. He made the mortgage refinance process (more complicated with paperwork these days) as easy as possible.
Paul Riethmeier
Amazing job navigating the process
I worked with James as my mortgage broker in the process of buying my home back in November of 2008 right after the housing market imploded. James did an amazing job helping my wife and I navigate the challenging process of not only finding a good lender at that time, but also guiding us through the tumultuous closing process. I would recommend James strongly to anyone.
Josh Roby
Not sure where to start? You're not alone. (FAQs)
Whether you're buying your first home, refinancing to save money, or tapping into your home’s equity for future goals — Treeside Financial is here to guide you every step of the way.
We work with Michigan homeowners and homebuyers just like you, providing expert advice and clear answers so you can move forward with confidence.
Have a question not listed?
Contact us with your questionQ: How long does the loan application process take?
There are several factors which determine how long it takes to close your loan, including the details of your transaction. While we can't promise any timeline without knowing your situation, we do have home equity loan options which can fund in as little as 5 days and many purchase and refinance options close in as little as 15 days.
Q: What are your fees?
Fees will vary based on loan type and qualifications. We will review your options and show you rates and fee options based on the details you provide, prior to your application. It only takes 45 seconds to get started.
Q: What credit score do I need to qualify?
We help many Michigan borrowers with less than perfect credit and even have some programs without a minimum credit score requirement.
Q: What if I'm not sure which option is right for me?
That's exactly what we are here for, to help guide you through the best options to accomplish your goals.
Q: How do I get started?
You have many options to get started. You can click the button below and take about 45 seconds to tell us a little about your situation or you could simply call, email or message us if you prefer.