🏠 Most Michigan buyers are closer than they think.

Think You’re Ready to Buy a Home?

Take the 60-Second Readiness Assessment.

Get a simple Readiness Score + clear next steps. No pressure—just clarity. Secure and simple.

👉 Start the 60-Second Assessment

No spam. No cost. Fast. Simple. Private.

Benefits

Why take this quiz?

Because most buyers don’t get clear answers until they’ve already wasted weeks.

This quick assessment helps you:

  • See what’s helping you right now

  • Spot what may be holding you back (credit, income, savings, or timing)

  • Understand what lenders look for (in plain English)

  • Get a simple “do this next” plan that fits your situation

  • Know when it makes sense to request a pre-approval with Treeside Financial (optional)

man and woman on couch looking at cell phone

How It Works (Takes Less Than 60 Seconds)

1

Answer a few questions

Nothing complicated.

2

Get your readiness Score

See where you stand.

3

Discover your next steps

Right on the screen.

4

Request your pre-approval

When you're ready.

woman and man standing in front of a home.

How is this different?

Why this assessment actually helps (and most don't)

  • No jargon. Simple questions. Clear answers.

  • No sales pitch. You control what happens next.

  • No hard credit pull just to take the assessment.

  • Not generic. Your results are based on your answers.

  • Built for Michigan buyers who want clarity before they apply.

Most people learn something in the first minute.

That’s the point—clarity first, then options.

Trusted by Michigan home buyers and homeowners

Real feedback from people who worked with Jim Mucci at Treeside Financial:

John P. Burns

Knows the business and easy to work with!

James was my mortgage broker for my 2009 refinance. He was very easy to work with and truly knows the business. I hope to work with him again in the future!

John P. Burns
Josh Roby

Amazing job navigating the process

I worked with James as my mortgage broker in the process of buying my home back in November of 2008 right after the housing market imploded. James did an amazing job helping my wife and I navigate the challenging process of not only finding a good lender at that time, but also guiding us through the tumultuous closing process. I would recommend James strongly to anyone.

Josh Roby
Mark Lardieri

Easy, Informed, and Always Reliable!

James was easy to work with on our mortgage refinance. He has done a good job keeping us up to date on other offerings, and we do plan to use his services, again.

Mark Lardieri
Kurt Filmore

Great Rates, Great Service—Twice!

I have refinanced with Jim (Treeside Financial) twice. He has great rates and does a good job.

Kurt Filmore
Paul Riethmeier

Made My Refinace Easy!

Jim, from Treeside Financial, answered my questions very quickly and accurately and was very easy to work with. He made the mortgage refinance process (more complicated with paperwork these days) as easy as possible.

Paul Riethmeier
TaJuana Jeter

Listen, Explain, and Puts My Best Interest First!

I was referred to Jim (at Treeside) by a good friend and colleague. I found him to be very easy to work with. He takes the time to listen and thoroughly explain various options that are in my best interest. James is someone that I call upon for all of my mortgage needs and I highly recommend him.

TaJuana Jeter
George Washburn

Expert at explaining the all the options

Jim has done a great job working through mortgage finance options with me. I was nervous about an online mortgage, but Jim’s deep knowledge and expertise eased my fears.

George Washburn
Chad Bowman

Everything went smoothly and I was very pleased

I finished my loan process with James last month. Everything went smoothly and I was very pleased with the end results. James has attention to detail and puts his clients first. He takes the time to research and resolve anything that comes up. He’s also excellent at guiding clients through the process. I’ve recommended him to friends as I trust him.

Chad Bowman
Chad a man smiling at the camera

“I didn’t think I could buy yet… turns out I was closer than I thought.”

Woman smiling at the camera

“Helped me understand what I needed to fix in under a minute.”

man in a suit and tie smiling at the camera

“This was way easier than I expected.”

Frequently asked questions

Does this cost anything or lock me into working with Treeside Financial?

No. The assessment is free and there’s no obligation. You’re not applying for a loan by taking the assessment.

You’ll simply see where you stand and what to do next. If you want help after that, you can request pre-approval with Treeside Financial — totally optional.

How long does it take and what will you ask me?

About 60 seconds. Just a few multiple-choice questions about your timeline, income, savings, and monthly debts.

No document uploads on the assessment. If you choose to request pre-approval later, we’ll tell you exactly what we need and why.

Do I need perfect credit or a big down payment?

Not always. The goal is to show what’s helping you, what may be holding you back, and what steps could move you forward.

Depending on your situation, the “next best step” might be pre-approval now — or a short plan to get there.

What happens after I get my score? Are you going to spam me?

After you answer the questions, you’ll see your Readiness Score and next steps right on the screen.

From there, you choose what happens next. If you want help, you can request pre-approval with Treeside Financial. If not, you still leave with clarity and a plan.

Ready to See How Close You Really Are to Owning a Home?

Take 60 seconds. Get your score. See your next steps.

👉 Start the 60-Second Assessment

No pressure—just clarity. Secure and simple.